Hi, We're Kaoun.

We are building a financial inclusion pipeline for the previously unbanked and underbanked.

Checkout our first product, Flouci!

Reforming financial systems takes a collaboration between multiple parties. At Kaoun, we help:


Understand and monetize their data for better service and higher profitability.


Develop comprehensive financial programs and smoothly move towards a paperless system.

The Financial Sector

Democratize access to credits and loans by generating alternative credit scores.

Partner With Us?

Get in touch with someone from our team to see how you can integrate one of our services, or design a custom solution for your needs.

Contact Us

Developer Friendly

We offer an easy-to-use API to help integrate instant mobile payment methods in e-commerce and m-commerce.

Credit scores

Our proprietary algorithms allow for assessing financial well-being and credit risk, using data from different financial activities.

Be the first to know when we go live.

Our customers and investors love the comfort that comes with knowing where we are headed.