There is a lag between technology adoption and financial inclusion. We're here to fix that.
We reduce barriers to entry of the unbanked and the under-banked, through the power of their data.
Wherever there is a problem ...
The number of people who have access to credit cards and banking services in general in the developing world is very low. When we compare credit card usage across different economies, the discrepancies become even more flagrant.
56%
OECD Countries
56% is the number of people who own credit cards in high-income OECD economies
7%
Developing World
7% is the current estimate of the number of people using credit cards in the developing world.
>2% Middle East
& Africa
Only 2% of people in the Middle East and Africa Regions have access to Credit Cards.
... There is a solution.
Kaoun restructures the payments landscape, and uses the generated data, consolidated with data mined from Social Media, to generate a credit score for everybody.
A 3 Step Paradigm to Every Market
We evaluate the market's readiness for app-based mobile money solutions and integrate accordingly. We bridge consumers and app-based payment systems and rework the backend for better data structuring.
We are getting ready to launch Tunisia’s first mobile app that allows the banked and the unbanked to exchange money from the comfort of their phones.
Our proprietary algorithm uses different financial data points, accumulated over time, to generate a reliable financial credit score. Thanks to Flouci, the banked and underbanked can have access to better credits.
In Tunisia, credit can be requested, approved, and given by financial institutions to customers through our app.
Our proprietary algorithm uses payment data over time, coupled with social media data, to predict financial more accurately than traditional credit scoring systems. Instantaneous results, for the banked and the unbanked.
In Tunisia, credit is given by financial institutions to customers through our app.
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